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Checking and savings accounts, money market accounts and certificates of deposit (CDs) play a major role in helping you manage your money. You can use these financial tools to simplify your everyday financial tasks, save for a college education, put away money for your retirement or build a rainy day fund. Allstate Bank savings and banking products offer competitive interest rates and convenient services to align with your specific needs—all from a company whose brand and reputation is associated with strength, stability and integrity.
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This savings tool requires that you deposit your money for
a term ranging from 30 days to five years. In return, you’re
paid interest. After your one-time initial minimum deposit,
you’ll begin earning interest—and typically the longer the
term, the higher the interest rate. Keep in mind that once
your term begins, you cannot withdraw your money
without paying an early withdrawal penalty.
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This savings tool offers interest rates typically higher than
regular savings accounts and is based on the amount in
your account. The opening deposit is generally higher
than a savings account. The larger your balance, the
higher your interest rate. Most money market accounts
allow limited check writing, direct deposit and wire
transfers. Maintenance fees may be waived if you
maintain a certain balance.
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This savings tool allows a convenient way to accumulate
the money you need to help meet your financial goals.
Savings accounts earn interest at a set rate, usually
compounded daily. Features such as direct deposit, wire
transfers and 24 hour account access via phone, Internet
and ATM are also available. There are usually no account
fees when your balance stays above a certain minimum.
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These accounts offer an easy way to pay bills and
manage your finances. Unlimited check writing and
withdrawals with 24 hour account access via phone,
Internet and ATMs are standard features of most checking
accounts. Direct deposit, wire transfer, online bill payment
and overdraft protection options are also usually available.
Some checking accounts pay you interest, and others
waive maintenance fees, if you maintain a minimum
balance or are over 65 years old.
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I have the experience to help you define your financial goals and create an effective way to achieve them. If you would like to discuss Savings & Banking, call me at (408) 941-9838 |
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When will I be a millionaire? |
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Savings, Checking, and Money Market Accounts and Certificates of Deposit (CDs) from FDIC institutions are insured up to $100,000 per depositor.
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Shiao-Wen Fan, California Insurance License Number 0D53277, is licensed to sell Allstate insurance products only in the state(s) of California. The material contained in this Web site is applicable only in the state of California.
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This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers a variety of products including life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, mutual funds and 529 Plans, are available only through securities licensed representatives, and sales material must be accompanied by a prospectus. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL., and Lincoln Benefit Life Company: Home Office, Lincoln, NE. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC. Registered Broker-Dealer, Member NASD, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727.
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California Insurance License Name and Number: 0D53277 and FAN, SHIAO-WEN
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 Banking products offered through Allstate Bank, Member FDIC. Other products sold by Allstate are not insured by the FDIC, are not a deposit or other obligation of or guaranteed by Allstate Bank, and may be subject to investment risks, including possible loss of principal amount invested.
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