Allstate(R) - Thor Yarabek

	Thor Yarabek		(321) 255-2727
	Allstate Personal Financial Representative

Planning Center / How I Can Help You

How I Can Help You

As an Allstate Personal Financial Representative, I'll get to know you and your family to understand your unique financial needs and goals. I can provide options to help you meet your goals—whether you're saving for college or planning for retirement. With all that's going on in your life, it's essential you have a financial professional you can rely on who takes the time to know you and can help you build your road map for the future.

Whether your financial needs are big or small, I can help you prioritize your financial goals and assist you with information to help you make sound investment decisions. Most importantly, you can always depend on me for a high level of personal service and attention.

Save Time and Effort
With all the investment choices available, finding the right financial products is critical to long-term success. We'll work hard to provide you with information and tools to help you make the right decisions. Together we can determine the products that can help you meet your needs and goals.

Get a Comprehensive Review
I'll take the time to analyze your current situation, understand your goals and commitments, and conduct an in-depth financial and insurance review. The Allstate Personal Financial Review provides you with a free summary report to help you identify your financial and insurance needs. We'll discuss your current financial picture and how we can help you get closer to your goals. Working with me, you can review any or all of these areas:

Life insurance
Education savings
Retirement savings
Disability insurance

Whether you want to protect your family's financial future, save for your child's education or plan your retirement, I can help you get there, step by step.

Acquire Experience & Knowledge
Every Allstate Personal Financial Representative must pass rigorous securities license exams and complete an extensive Allstate training curriculum. With this foundation and experience, I've gained a comprehensive knowledge of financial products.

Find a Wealth of Products
The key to meeting your financial goals is to match investment choices with your priorities. I'll help you navigate the world of financial products—such as mutual funds, variable and fixed annuities, traditional and Roth IRAs, 529 college savings plans, variable life insurance and more.

Receive Ongoing Service and Support
Get the best of both worlds: a dependable national brand you can trust and the convenience of someone you know. As a neighbor and member of the community, I'm in a distinct position to offer ongoing support and personalized service. I'll be there to assist you with the products that can help you meet your financial goals and needs.

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How can an Allstate Personal Financial Representative help?

I have the experience to help you define your financial goals and create an effective way to achieve them. If you would like to discuss Financial security, call me at (321) 255-2727

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ARRANGE A MEETING

Securing Your Future

Financial security can be an attainable goal with careful planning. Review your options with an Allstate Personal Financial Representative to find the solutions to best meet your needs.

Begin securing your financial future today.

ARRANGE A MEETING

When you're with Allstate, I'll work with you to help you define and achieve your financial goals.


CONTACT ME

529 plans offer a flexible, tax-advantaged way to fund higher education. Money grows tax deferred and distributions are tax free, if used for qualified higher education expenses. Contribution limits vary by state.


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529 college savings plans vary by state, including contribution limits, state tax advantages, investment options and fees and expenses. You should carefully consider, before investing, whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 college savings plan. Investment in 529 college savings plans grows tax-deferred, and distributions, if used for qualified higher education expenses, are federal tax-free. Please note that tax-free withdrawals for qualified higher education expenses are set to expire in 2011 unless the law is extended by Congress. Nonqualified withdrawals are subject to current ordinary income taxes and may be subject to an additional 10% federal tax penalty. Tax laws are subject to change and contributions and earnings may not be adequate to meet future educational expenses. Participation in a 529 college savings plan does not guarantee that contributions and earnings will be adequate to cover your child’s future college costs.

Contributions to Coverdell Education Savings Accounts are limited to $2,000 annually per designated beneficiary, and eligibility is tied to income. Earnings grow tax deferred, and distributions, if used for qualified education expenses, are federal tax-free. Nonqualified withdrawals are subject to current ordinary income taxes and may be subject to an additional 10% federal tax penalty. Tax laws are subject to change, and contributions and earnings may not be adequate to meet future educational expenses.

Allstate does not provide tax advice. Please consult your tax advisor for specific information.

Thor Yarabek is licensed to sell Allstate insurance products only in the state(s) of FL. The material contained in this Web site is applicable only in the state of FL. If you do not reside in the state(s) of FL, please go to the Find an Agent section on allstate.com to search for another Allstate representative.

This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers a variety of products including life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, mutual funds and 529 Plans, are available only through securities licensed representatives, and sales material must be accompanied by a prospectus. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL., and Lincoln Benefit Life Company: Home Office, Lincoln, NE. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC. Registered Broker-Dealer, Member NASD, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727.

Banking products offered through Allstate Bank, Member FDIC. Other products sold by Allstate are not insured by the FDIC, are not a deposit or other obligation of or guaranteed by Allstate Bank, and may be subject to investment risks, including possible loss of principal amount invested.

IMCW00048	(12/01/2006)
IMCW00110	(03/15/2006)