Allstate(R) - Shiao-Wen Fan

	Shiao-Wen Fan		(408) 941-9838
	Allstate Personal Financial Representative

Planning Center / Diverse Product and Service Offerings

Diverse Product and Service Offerings

Allstate can help you with much more than insurance. From mutual funds to IRAs, our financial professionals have expertise in a broad range of financial products. An Allstate Personal Financial Representative can also work with your Allstate agent as a team to help guide you through your most important insurance and financial decisions. Whether you need help with your auto insurance or your retirement savings plan, we can help.

Diverse Offerings Quote A Company You Can Trust
For over 70 years, Allstate has been committed to providing peace of mind to its customers. Millions of households have relied on Allstate for their insurance needs. We also bring the same level of dedication and personal commitment to our financial services offerings. If you're buying a house, saving for your child's education or planning for retirement, turn to a company you can trust. Some companies think all you need is 15 minutes to make decisions about your future. We'll devote all the time you need so you can feel good about your decisions. You deserve more time in the spotlight. That's our stand.

Discover a Wealth of Products and Solutions
Based on your financial goals, I can help you choose from a wide range of financial products including:

Mutual Funds
College Savings Plans
Fixed & Variable Annuities
Banking Products; CDs, Checking, Money Market & Savings Accounts
Education Savings Plans
IRAs
Life Insurance
Supplemental Health Insurance

You'll Get a Comprehensive Review
We don't just offer blanket solutions. We've developed a proven method for analyzing financial and insurance needs and can offer options to help you reach your goals. A great place to begin is with a free Allstate Personal Financial Review. An Allstate Personal Financial Review can help you see your current financial picture, help you rank your financial concerns and identify gaps in your overall financial goals. The result is a detailed, easy-to-read report that's yours to keep.

A Strong Financial Foundation
The Allstate Corporation operates from a strong position financially, with $117.4 billion in assets.¹ As a policyholder or investor, what does this mean to you? It means the company you've chosen has a healthy cushion against an economic downturn, such as a severe recession. No matter what happens, you're likely to find us operating business as usual.

We're Highly Rated
Independent rating agencies grade insurance companies based on profitability, adequacy of capital, liquidity, management and investment risk. Their reports on claim-paying ability have consistently given Allstate very high scores for financial strength.

You’re in good hands with Allstate®.

¹Allstate Corporation Annual Report, 2002

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How I Can Help You

How can an Allstate Personal Financial Representative help?

I have the experience to help you define your financial goals and create an effective way to achieve them. If you would like to discuss Financial security, call me at (408) 941-9838

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ARRANGE A MEETING

Securing Your Future

Financial security can be an attainable goal with careful planning. Review your options with an Allstate Personal Financial Representative to find the solutions to best meet your needs.

Begin securing your financial future today.

ARRANGE A MEETING

When you're with Allstate, I'll work with you to help you define and achieve your financial goals.


CONTACT ME

529 plans offer a flexible, tax-advantaged way to fund higher education. Money grows tax deferred and distributions are tax free, if used for qualified higher education expenses. Contribution limits vary by state.


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529 college savings plans vary by state, including contribution limits, state tax advantages, investment options and fees and expenses. You should carefully consider, before investing, whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's 529 college savings plan. Investment in 529 college savings plans grows tax-deferred, and distributions, if used for qualified higher education expenses, are federal tax-free. Please note that tax-free withdrawals for qualified higher education expenses are set to expire in 2011 unless the law is extended by Congress. Nonqualified withdrawals are subject to current ordinary income taxes and may be subject to an additional 10% federal tax penalty. Tax laws are subject to change and contributions and earnings may not be adequate to meet future educational expenses. Participation in a 529 college savings plan does not guarantee that contributions and earnings will be adequate to cover your child’s future college costs.

Contributions to Coverdell Education Savings Accounts are limited to $2,000 annually per designated beneficiary, and eligibility is tied to income. Earnings grow tax deferred, and distributions, if used for qualified education expenses, are federal tax-free. Nonqualified withdrawals are subject to current ordinary income taxes and may be subject to an additional 10% federal tax penalty. Tax laws are subject to change, and contributions and earnings may not be adequate to meet future educational expenses.

Allstate does not provide tax advice. Please consult your tax advisor for specific information.

Shiao-Wen Fan, California Insurance License Number 0D53277, is licensed to sell Allstate insurance products only in the state(s) of California. The material contained in this Web site is applicable only in the state of California.

This material is intended for educational purposes only. Allstate, through its insurance companies, subsidiaries, and brokers/dealers, offers a variety of products including life insurance and registered securities. Certain products, such as variable annuities, variable universal life insurance, mutual funds and 529 Plans, are available only through securities licensed representatives, and sales material must be accompanied by a prospectus. Life insurance and fixed annuity products are available from Allstate Life Insurance Company: Home Office, Northbrook, IL., and Lincoln Benefit Life Company: Home Office, Lincoln, NE. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC. Registered Broker-Dealer, Member NASD, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. 877-525-5727.

California Insurance License Name and Number: 0D53277 and FAN, SHIAO-WEN

Banking products offered through Allstate Bank, Member FDIC. Other products sold by Allstate are not insured by the FDIC, are not a deposit or other obligation of or guaranteed by Allstate Bank, and may be subject to investment risks, including possible loss of principal amount invested.

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